How it works
Three steps, nothing to install.
- 01
The files are shared
A partner or a merchant sends the exports: POS log, terminal log, payout file. No connection to anyone's systems is needed.
- 02
Compared per business day
The files are put into a common format and each business day is compared separately.
- 03
Reconciliation now, attestation on request
Every discrepancy is listed with date and amount, traceable to the original file, line by line. The reconciliation runs under the partner's brand. When a merchant needs proof, Kwitta issues an attestation in its own name.
Read-only
Read-only by design: we only read and compare files from each party. We never touch funds and never initiate payments.
Where we stand today
The pilot compared one merchant's POS records with the card terminal's transaction log over six months. Comparison against actual payouts is the next step, and that is what we are seeking a partner for.